Tag Archives: Kemper

More Ways NAA Agents Can Help than ALS Ice Bucket Challenge

By now you’ve probably seen tons of videos on the internet of people dumping ice water on their heads as a “challenge” for charity. The hashtags #ALSicebucketchallenge and #icebucketchallenge have taken social media by storm. The challenge has raised tens of millions of dollars for research on ALS so far. While raising money for charity is a great thing to do, there are other things we (agents of National Agents Alliance) can do directly for these families. But first, we need to look further into what ALS patients go through and what they and their families need.

What is ALS?

ALS or amyotrophic lateral sclerosis is a neurodegenerative disease that currently has no cure. Patients lose the ability to voluntarily move muscles and can eventually become fully paralyzed. The disease ultimately causes the patient’s death. It’s also known as Lou Gehrig’s disease.

What do the patients and their families need?

For most families dealing with ALS, they need emotional support and financial help. An ALS diagnosis can be extremely stressful as the patient and their family deals with the sadness that a life will come to an end soon along with the financial stress of medical bills and final arrangements. While they turn to family, friends and doctors for support, most families have nowhere to turn to for extra finances.

How can NAA agents help?

Some fortunate families have planned ahead and already have a life insurance policy in place that can help with immediate medical bills and cover final expenses. For those who don’t have life insurance, it’s almost impossible to find a company who will insure them after their diagnosis.

That’s where we can help. The Alliance currently offers two Guaranteed Issue Whole Life products from Kemper Senior Solutions and National Guardian Life. Everyone who is between the ages of 40 and 80 can qualify for these products, regardless of their health. Because ALS is most commonly diagnosed in people ages 40-70, most ALS patients will automatically qualify. Although Kemper isn’t available in all states, NGL’s policy is available in every state except New York, so most ALS patients in the U.S. can get coverage. The policy can ensure that the patient’s loved ones won’t have to face the burden of outstanding medical bills, funeral costs and other final expenses.

While the ice bucket challenge has been successful in raising money for future treatments and cures, there are other things we can do to help the families who are suffering right now. If you’re an agent and would like to learn more about these products, visit the carrier pages on www.naaleads.com or take a look at the free product courses on www.naauniversity.com.

If you or a friend or family member has ALS and are interested in life insurance coverage, please fill out your information on www.naalife.com. Our agents will be happy to help you through this difficult time.

National Agents Alliance Can Protect People with Illnesses

Agents know that it can be difficult to find affordable coverage for customers who have had illnesses like cancer, but with National Agents Alliance it doesn’t have to be impossible. Kemper Senior Solutions offers a policy that almost anyone can qualify for; it’s called Kemper Guaranteed Issue Whole Life.

KemperWith Kemper Guaranteed Issue, the customer won’t have to answer ANY health questions at all and smokers and non-smokers pay the same rates! This makes it a great policy for people who have illnesses or lifestyles that exclude them from other coverage options. The benefit amounts range between $5,000 and $25,000. The customer does have to be between the ages of 40 and 80. Annual and monthly premium modes are available and the premiums will never increase.

If you have a customer who doesn’t need more than $25,000 worth of coverage and may not be able to qualify for other life insurance options due to their health or lifestyle, Kemper Guaranteed Issue Whole Life would be a perfect option for them!

To get contracted with Kemper or to get more information on Guaranteed Issue Whole Life visit www.naaleads.com. Click on Kemper from the carrier menu on the left side of the page. Please note that Kemper is currently only available in 35 states. Kemper is pending approval in MD and MT and is NOT available in AK, CA, CT, DC, DE, HI, MA, MN, ND, NH, NY, RI, and VT.

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